Universal Life Insurance
Finance
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Very Best Universal Life Insurance.
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Universal Life Insurance is a
flexible-premium, adjustable benefit life insurance
policy that accumulates account value. The
flexibility of this policy allows you to change the
amount of insurance as your needs for insurance
change. Some changes require underwriting approval.
As with all life insurance, the
main purpose for buying a Universal Life
insurance policy is the death protection
provided to your loved ones at your death.
Benefits of Universal
Life
Flexibility -- You
decide how much life insurance you need -- and
subject to certain requirements and limitations, you
can adjust the death benefit and premium payments to
fit your changing needs.
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Security
-- You help protect your loved ones against
possible financial hardship in the event of the
insured's death. |
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Tax-Free death
benefit -- Under
current tax laws governing individual life
insurance, life insurance proceeds are generally
income tax free to the beneficiary. |
|
Tax-Deferred
account value growth
-- Your policy's Account Value earns interest at
the company's current interest rate -- federal
income tax deferred. The current interest rate
is guaranteed to be at least 4% a year. |
This is a general description of
coverage. A complete statement of coverage is found
only in the policy.
There are a
number of companies who can give you
information & advice on universal life insurance
policies. Remember to seek professional
financial advice before taking out any life
insurance policy.
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