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  Self Certification Loans

Find Today's Leading Self Certification Loans. Compare Self Cert Loans.  How To Apply for a Self Certified Loan.

A Self Certification Loan is an option if you are self employed and, or cannot provide three years proof of income.

With a Self Certification Loan you will be asked to declare your income yourself, your lender will not ask to look at your accounts as proof of earnings. You may be asked for an accountant’s certificate stating that your income is sufficient to service the loan. Some self cert loan providers will ask for a few bank statements covering a period stated by them, so they can look at gross income.

Use any means available to you to proving that you are of less risk to a lender is beneficial. If you have a landlord or already have a mortgage then use these as proof of punctual payment. Most self certification loans carry a higher interest rate.

There are a number of companies who offer competitive self certification loans.  Use one of our free Self Cert Loan Calculators to compare different Loans.

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