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  Life Insurance

Finance Wizzard Offers Information & Advice on Finding The Very Best Life Insurance. Get an instant Life Insurance quote.

There are two types of Life Insurance. Protection only, also known as Term Insurance, pays out if you die within a specified period but otherwise pays out nothing.  This is usually the cheapest way to provide financial protection for your family in the event of your dying.  The second type is Investment-type Life Insurance.  This includes Endowment Policies and Whole of Life Policies.  As well as paying out on death, these build up an investment value which can be cashed in during your lifetime.  Many types of pension scheme, such as personal pensions including stakeholder pension schemes, also count as investment type life insurance

Before you take out any type of life insurance, shop around and ensure the insurance you take out is the most appropriate for your needs/circumstances. What is it you really want from the life insurance policy?

If you have a complaint about life insurance, first contact the company you dealt with. If you're not happy with the result, take your complaint to the Financial Ombudsman Service.

There are a number of companies who can give you an online quote for life insurance.  Remember to compare different life insurance policies to ensure you take the right one for your circumstances.

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